Privacy Policy

Privacy Policy

Introduction

Welcome to https://black-horse-motor-finance.dreamdwellings.net (hereafter referred to as “Black Horse Motor Finance,” “we,” or “our”). We prioritize and respect your privacy by ensuring the highest level of data protection. This comprehensive Privacy Policy explains our practices regarding the collection, management, and security of personal information in accordance with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • General Data Protection Regulation (GDPR) of the European Union (EU)
  • General Data Protection Law (LGPD) of Brazil
  • California Consumer Privacy Act (CCPA/CPRA), California, USA
  • Colorado Privacy Act (CPA), Colorado, USA
  • Utah Consumer Privacy Act (UCPA), Utah, USA
  • Connecticut Personal Information Protection Act (CTDPA), Connecticut, USA
  • Virginia Consumer Data Protection Act (VCDPA), Virginia, USA
  • Protection of Personal Information Act (POPIA), South Africa

Scope

This policy covers all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to third-party websites, applications, or services accessible through links on our platform. These entities have their own privacy policies, and we encourage you to review them before engaging with such services.

Processing Activities

This Privacy Policy outlines our practices when:

  • You use our digital services as an authorized user, whether as a customer or an employee.
  • You visit our websites linked to this policy.
  • You interact with us through communications like newsletters, emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect various types of personal information to enhance your experience and deliver tailored services. These include:

  • Account Information: Details associated with your user account, such as username, email address, and registration date.
  • Payment Information: Credit or debit card details, payment history, and billing addresses required for transactions.
  • Financial Information: Data related to your financial status, income, and creditworthiness, which may be collected for loan applications or financial services.
  • Purchase Information: Records of products or services purchased from us, including quantities, prices, and purchase dates.
  • Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses, device IDs, and mobile network information.
  • Location Data: Information about your physical location when you interact with our location-based services or consent to share it.
  • Feedback: Reviews, ratings, and comments provided by users regarding our products or services.
  • Social Media Information: Details obtained from social media platforms when users choose to connect their accounts with us.
  • Product Information: Preferences, reviews, and feedback related to specific products offered by Black Horse Motor Finance.

We collect this data through various methods: user input forms, online interactions, tracking technologies (like cookies), and third-party service providers.

Cookies

We use cookies to enhance your experience on our websites and for analytics purposes. Cookies are small text files stored on your browser or device that enable us to:

  • Strictly Necessary: Ensure basic functions of our websites, such as login sessions and page navigation.
  • Preferences: Remember user preferences, language settings, and display options.
  • Analytics: Track aggregated data for site performance, user engagement, and analytics reporting.

Users can manage their cookie preferences through our Cookie Manager, allowing them to control non-essential cookies.

Retention and Deletion

We retain personal data only for as long as necessary or required by law. The specific retention periods vary based on the type of data and the purposes for which it was collected. Once the retention period expires or upon your request for deletion, we securely delete or anonymize the information unless we are required to keep it for legal reasons.

Your Rights

Depending on your jurisdiction, you may have various rights regarding your personal information, including:

  • Access: The right to request access to and receive a copy of your personal data.
  • Rectification: The right to correct inaccurate or incomplete personal data.
  • Erasure (Right to be Forgotten): The right to request the deletion of your personal data under certain circumstances.
  • Restriction: The right to restrict the processing of your personal data in specific situations.
  • Portability: The right to receive your personal data in a structured, commonly used format and to transfer it to another controller.
  • Objection: The right to object to the processing of your personal data for specific purposes.
  • Non-Discrimination: The right to be free from discrimination based on your exercise of privacy rights.

To invoke any of these rights or have questions about your privacy, please contact our Data Protection Officer using the details provided below.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting on our website, and we will notify users of significant updates through email or other means.

Contact Information

For any inquiries, unsubscribe requests, data-related questions, or to exercise your privacy rights, please contact us:

We appreciate your trust in Black Horse Motor Finance, and we are committed to protecting your privacy.